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Credit Card

Credit CardsA huge upside online casinos offer to customers is that they can transact through various means, including credit cards. Online businesses such as casinos use card processing services to allow customers to deposit and withdraw money. Credit card transactions are, by far, the most popular at online gambling sites. A majority of people already own cards for everyday use. So, when it comes to playing at an online casino, it becomes easy to take out the card and use it. Withdrawing to cards means that you can access the funds easily when necessary. Transactions using cards are similar across the board. It’s a simple process that offers significant convenience for players. Whether you are playing on a PC or mobile device, casinos make it easy to pay and cash out using your chosen cards. Casinos have regulations about the cards they accept and the transactions they allow. Customers must, therefore, check out the terms of a particular site. We compiled this credit card review to look at various crucial elements of paying with your card.

Types of Credit Cards in Online Casinos

Not every brand is acceptable at credit card casinos. If you are a regular user, then you know that some brands carry more weight than others. Casinos will also look at the issuer of the card. Here, we have three of the top credit cards accepted at online gambling sites:

Visa

Visa LogoVisa leads the pack because it is accepted worldwide by online merchants. The brand offers certain advantages to users, but it matters which bank issued it. Some Visa card issuers prohibit the use of their cards for particular transactions such as online gambling. Therefore, check any restrictions that might apply to yours.

MasterCard

Mastercard LogoA close second is MasterCard which is the top alternative across North America. Cardholders enjoy a host of benefits, including paying for online gambling.

American Express

American Express LogoAlthough not as widely accepted as Visa and MasterCard, Amex is another viable credit card payment method. Due to the centralized operation of the card, various limitations may apply.

Difference Between Credit and Debit Cards

The question of using credit or debit cards is common in online gambling. What distinguishes one from the other. A debit card sources money from your bank account. It means that you are playing with money that you already have. A credit card is the opposite. It pulls funds from a line of credit. Therefore, you are gambling with money that you don’t actually have. A bank or other financial institution issues the line of credit which the cardholder has to repay with interest. It’s one of the biggest downsides of paying a casino with credit cards.

Advantages:

  • Simple and fast transactions
  • Can pay on mobile
  • Accepted at many casinos

Disadvantages:

  • Not every card is accepted
  • You are playing on credit
  • Lengthy credit card withdrawal time

FAQs

A high percentage of internet gambling sites accept credit cards. Paying with a card offers particular benefits for the casino and customer that make them the preferred banking modes. Card transactions offer safety, convenience and legitimacy, aspects that are hard to get with other payment methods. The cards that an online casino allows vary also, so confirm with a specific platform.

Yes, credit cards have their appeal. Customers at gambling sites can use cards for payments from almost anywhere. Visa and MasterCard are globally accepted and readily available. They make deposits and withdrawals possible for players in different regions. Online card payments are straightforward. The fact that they are an established means of payment for online services provides some assurance for customers.

Paying with cards when gambling is one of the safest options available. Credit card companies have put in place security measures to ensure that cardholders can transact safely. Basic protocols like security questions contribute to your safety. Casinos establish standards to guarantee the security of card payments. For one, a website that facilitates online card transactions should be PCI compliant. Casinos have 2-factor authentication that provides an extra security layer when paying online. We recommend checking the privacy policy terms of a casino to learn more about the use of customer personal and financial data. Gambling sites also encrypt their platforms to secure the data transferred there.

How much you can deposit using a card differs with platforms. Some casinos have high maximum deposit limits to cater to high rollers. Minimum limits also depend on the gambling site.

Many casinos don’t have credit card fees when you use the payment method for deposits or withdrawals. However, the card issuer can charge a certain amount to facilitate the transaction. Note that bank and other institutions can set high fees for payments made to gambling outfits. Check if your card issuer has a fee.

Sabina Kugler tested and rated Online Casino Payments

Sabina was born in Vienna, now lives in Berlin and is responsible for current promotions and bonus offers. With her charming nature, she also brings out one or two exclusive special offers for our players. In the guide section she will also tell you some tricks on how to best use free spins, bonuses or cashback offers.

Sabina Kugler